Changing Patterns XXIV

January 16, 2018

Mortgage Lending to Traditionally Underserved Borrowers & Neighborhoods in Boston, Greater Boston and Massachusetts, 2016

In its twenty-fourth annual report on mortgage lending patterns, the Massachusetts Community & Banking Council (MCBC) offers information on patterns of mortgage lending in the City of Boston, in Greater Boston, in Massachusetts, and in thirty-six large cities and towns. Specifically, the report examines:

  • The Level and Composition of Mortgage Lending
  • Borrower Race/Ethnicity and Income
  • Neighborhood Race/Ethnicity and Income
  • Denials of Mortgage Applications
  • Lender Activity
  • Legislative and Regulatory Developments

In addition to the data in the report, MCBC provides data on all Massachusetts cities and towns in a set of supplemental tables. An infographic highlighting key data points is also provided. Changing Patterns XXIV was prepared for MCBC by Jim Campen, Professor Emeritus of Economics at UMass Boston.

To register for the Changing Patterns XXIV Innovation Forum on Tuesday, January 23, 9-11:30 AM at MassHousing, go to