Changing Patterns XXIII

December 20, 2016

Mortgage Lending to Traditionally Underserved Borrowers & Neighborhoods in Boston, Greater Boston and Massachusetts, 2015

In its twenty-third annual report on mortgage lending patterns, the Massachusetts Community & Banking Council (MCBC) offers information on patterns of mortgage lending in the City of Boston, in Greater Boston, in Massachusetts, and in thirty-six large cities and towns. Specifically, the report examines:

  • The Level and Composition of Mortgage Lending
  • Borrower Race/Ethnicity and Income
  • Neighborhood Race/Ethnicity and Income
  • Denials of Mortgage Applications
  • Lender Activity
  • Legislative and Regulatory Developments

In addition to the data in the report, MCBC is also providing data on all Massachusetts cities and towns in a set of supplemental tables. An infographic highlighting key data points is also provided. Changing Patterns XXIII was prepared for MCBC by Jim Campen, Professor Emeritus of Economics at UMass Boston.

Changing Patterns Media Coverage:

Boston Globe

Commonwealth Magazine

Worcester Telegram

WBUR’s Radio Boston