Mortgage Lending to Traditionally Underserved Borrowers & Neighborhoods in Boston, Greater Boston and Massachusetts, 2014

In its twenty-second annual report on mortgage lending patterns, the Massachusetts Community & Banking Council (MCBC) offers information on patterns of mortgage lending in the City of Boston, in Greater Boston, in Massachusetts, and in thirty-six large cities and towns. Specifically, the report examines:

• The Level and Composition of Mortgage Lending
• Borrower Race/Ethnicity and Income
• Neighborhood Race/Ethnicity and Income
• Denials of Mortgage Applications
• Lender Activity
• Legislative and Regulatory Developments

In addition to the data in the report, MCBC is also providing data on all Massachusetts cities and towns in a set of on-line tables. Changing Patterns XXII was prepared for MCBC by Jim Campen, Professor Emeritus of Economics at UMass Boston.

• Report
• Supplemental Tables
• Executive Summary
• Press Release
• Boston Globe Article
• Presentation from Mel King Forum